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First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
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| Q |
Where was the actual location of the fictional Genovian Consulate in the 2001 Disney comedy, "The Princess Diaries"?
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| A |
The historic Doheny mansion, located on the campus of Mount St. Mary's College, near downtown Los Angeles. |
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The Julie Anne Real Estate Team
Keller Williams Success Realty
600 Hart Rd, Suite 105
Barrington, IL 60010
847-620-5815
Fax: 847-382-0888
Julie@HomesbyJulieAnne.com
Julie Anne performs with an amiable business demeanor which allows her clients to relax and coast along to their Real Estate goals - be it buying or selling. She is talented, experienced and well decorated with licenses and certifications in Real Estate including CDPE, Certified in Foreclosures & Shortsales, GRI, ABR and is one of the Top Realtor in the State of Illinois    
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